Q: May I drive in Italy
with my E.U. driving license ?
A: Due to bilateral agreement
you can drive with most EU issued driving licenses.
Q: May I drive in Italy
with my NON-EU driving license ?
A: You can drive for one
year with an International driving license. If your driving license is issued from a Country having a bilateral
agreement with Italy, it will be
legally recognized. Otherwise you have to exchange it into an Italian one. Driving licenses issued by all other countries
are not recognized, and the driver must take a quiz and a driving exam to obtain an Italian driving licence.
Q: How long may
I drive with an International driving license ?
A: After you registered in Italy
you can drive for one year with an International driving license. After that you have to obtain via a multiple choice quiz
examination (In Italian language) an Italian driving license.
Q: What is the
"Codice Fiscale " ?
A: The "Codice
Fiscale" is the registration number to the Italian Tax Agency. In UK is
the "National Insurance Number" and in US is the "Social Security Number". Anyone living in Italy should apply for it.
Q: Why do I need
the"Codice Fiscale " ?
A:
The "Codice Fiscale" is necessary in order: to register the house lease contract, to purchase
or lease a car and to apply for only-resident parking permit in the your neighbourhood, to purchase a
property, to hook up utilities and a home land line phone, to establish a bank account, etc.
Q: Do I have to
be resident in Italy to get the "Codice Fiscale " ?
A: No ! You don't have to be an Italian citizen, or resident
in Italy to obtain it. The relevant Office
will just ask for an address to send the card to (though they will give you a document immediately, indicating what your
number is). Even if you are here on a tourist "Permit of Stay" for a few months you can have one.
Q: What's a Partita IVA?
A: It’s a registration number to the Tax Office you need as a free lance professional to
allow you to issue a legal invoice. There are various advantages to having one
like being able to write off the IVA from your tax declaration in the end of
the year for those expenses that could be considered business expenses. Mercurius Relocation can assist you in getting
one.
Q: May I and how do I open
a bank account ?
A: In Italy Opening a cheque (assegno)
account (conto
corrente) bank account is not very complicated: you just
need to be officially registered as “Resident” and for non-residents you will
need the fiscal code. (Non-residents can open a non-resident account but only
few branches allow this kind of account and it is up to the branch Director to
allow it or deny it.). It is not possible to open an account before your
arrival as you will be required to go in person to the bank with a proof of
identity and proof of address (passport, driving licence, or a bill from a home
utility company with your address on it) but no appointment needed. You should
request a debit card (Bancomat) for use at the ATM’s. Bancomat is a national
card and can be used in automatic tellers throughout the country. Many
supermarkets and shops have checkout counters where you can pay with your card
(POS). You can be charged 1€ when you withdraw money from other places other
than your own bank. Credit cards can be used in most stores and hotels and in
many restaurants. A few stores off the main tourist routes do not accept them
at all and others require a minimum purchase. Though it is a violation of the
merchant agreement some stores may refuse also your credit cards for payments
of discounted merchandise. With your bank account you will receive also a
check booklet (libretto di assegni di conto
corrente) which you must
pick up from the bank desk. but beware: a bounced check (assegno a vuoto)
may result in losing your checking account and prosecution, and will definitely
result in high fees. Never post-date a check: it’s illegal, and the check is
good on the day it’s written regardless of what date you fill in. Joint
accounts, as well as those for children, pensioners, and students are available.
Banking fees are among the highest in Europe. You can have your recurring bills
automatically debited and bank online . Banks pay very low interest rates: no
more than 3%. If you have a residence card, you can open a bank account at
the post office, which is open longer and charges fewer (and lower) fees. Withdrawal
slips do not exist in Italy. To get cash, you either have to write a personal
cheque made out to "me" ("stesso"/"stessa")
or use a Bancomat card. Personal cheques can usually only be cashed in the
branch of your bank where you have your account (and occasionally in other
branches of the same bank). Official banking hours can vary
slightly, but in general are from 8:30 a.m. to 1:30 p.m., and an hour and a
half in the afternoon between 2:30 and 4:40. Banks are generally closed on
weekends and holidays and sometimes close early on days prior to holidays.